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Individuals Who have been Interdicted from Disposing of Their Property
2304. A child who has not become b¡ligh cannot—according to the shari’a—dispose of his property. He cannot exercise discretion over his own liabilities either, by incurring a loan, becoming a guarantor, or any similar liability. The same applies to his ability to exercise any financial discretion over himself, by offering himself for hire, or becoming a worker in a mu¤¡ribah, a muz¡ra‘ah or any similar contract. As for his will with respect to his own property, its ruling will be elaborated in article 2761.
The signs of becoming b¡ligh are one of three phenomena:
1. The growth of thick hair below the navel and above the genitalia, in boys.
2. Ejaculation
3. The completion of fifteen lunar years in boys, and nine lunar years in girls, and observing the blood of ¦ay¤ in the case of a girl for whom it is not known whether she has completed nine lunar years or not.

2305. The growth of thick facial hair, thick hair under the lower lip, on the chest and under the armpits, the deepening of one’s voice and other similar characteristics are not signs of becoming b¡ligh, unless one develops certainty or satisfaction of becoming b¡ligh through these signs.

2306. A person who is insane does not have the right of discretion over his property or his own liability, nor can he exercise any financial discretion over himself.
As for a feeble-minded person (one who wastes his property on futile ventures), he too may does not have the right of discretion over his property or his own liability, by incurring a loan, becoming a guarantor or any such liabilities, without the permission or consent of his guardian. He may neither exercise any financial discretion over himself without the permission or consent of his guardian, such as offering himself for hire, or becoming a worker in a mu¤¡ribah, a muz¡ra‘ah or any similar contract.
A person who is bankrupt—defined as someone who has been interdicted by the ruling of a ¦¡kim al-shar’yy from disposing of his property—cannot dispose of his property without the permission or consent of his creditors.

2307. If a person suffers from fits of temporary insanity, any discretion he exercises over his property during moments of insanity is not valid.

2308. A person may use any amount of his wealth during a terminal illness for himself, his family, guests and anything that would not be considered extravagant. In fact, if he chooses to gift his wealth to someone, or sell his property for less than its value, his disposal of the property will be valid even if it constitutes more than one-third of his property, even if his heirs do not consent to it.